A home can require a tremendous investment of money, time, and energy. Homeowner's Insurance is designed to protect that investement by insuring the actual structure or structures and the personal possessions in and around them, and providing liability protection for the residents. Through homeowner's insurance, you can protect yourself and your family from enormous loss in the event of damage or destruction to your home and property.
Homeowner's insurance is generally divided into seven basic policies. Some policies are defined by the perils they insure against, and the others are defined by whom they insure.
